FRANKLIN BANK ACCESS LENDING DIVISION - OUR METHODOLOGY
As a broker, the "sale" of your loans is accomplished when the wholesale investor table funds the loan at closing. When you become a banker, you will need to decide who in your organization will be responsible for determining the best execution daily for all loan products (from your correspondent investor universe), creating an internal rate sheet, as well as locking and managing locked loans. We have found that many mortgage bankers find it challenging to properly analyze loan sale alternatives and compare wholesale to correspondent execution. Your Access Lending Division Trusted Advisor can provide the guidance necessary to ensure you have considered all components of the analysis.
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